The purpose of insurance is to protect insureds against various types of risk, whether known or unknown. By spreading risk across a large group and pooling premiums, insurance companies are positioned to protect individuals from extensive losses that have the potential of being very expensive to manage. Typically, when a loss occurs, the insured files […]
The Health Insurance Portability and Accountability Act (HIPAA) was enacted to modernize the healthcare system and to make it easier for people to secure their confidential medical information. With the rapid expansion of electronic communication through the internet, HIPAA was expanded to cover all verbal, written, and electronic communications. HIPAA also covers electronically stored information, […]
Employees sue their employers every day, and it is one of the risks that employers take on when hiring a person. Employers should, of course, do everything they can to avoid these kind of lawsuits. There are eight common mistakes employers make that can trigger litigation. Knowing about these mistakes will make it easier to […]
Employers often run into conflicts with federal labor laws. Sometimes these conflicts are completely inadvertent. In other cases, employers are fully aware that they are breaking the law. To the government, the reason for the federal labor law violation is irrelevant. If the government finds that the employer has broken federal labor laws, it will […]
Pharmacy benefit managers (PBMs) are the companies that work between insurance companies and pharmacies in the healthcare industry. PBMs play a large role in the world of healthcare, producing seventy percent of all medical prescriptions, which amounts to over six billion prescriptions every year. PBM companies make over 120 billion dollars a year processing prescriptions, […]
Throughout its existence, the Patient Protection and Affordable Care Act (PPACA) has been a political hot potato for a few years now. You may know it better as “Obamacare” or the Affordable Care Act (ACA). This Act was passed back in 2010 with the goal of changing the offering, administration, and acceptance of healthcare in […]
Achieving a balance between working and personal lives is a challenge for many employees. Employers need their employees to perform the work for which they were hired. However, the employees need the ability to handle matters at home and in their family. The Family and Medical Leave Act (FMLA) helps some employees manage personal matters […]
Many employers find themselves facing employment related lawsuits that come directly from labor law violations. In many cases, the employer had no idea there was a problem until they received the lawsuit notice. It is important for employers to know about the five most common labor law violations and to take action to avoid problems. […]
Employers need to understand the basic requirements of the Family and Medical Leave Act (FMLA). The FMLA offers qualified employees the right to take unpaid leave in certain situations. Employers need to know what is involved, what the employees’ rights are, and what rights the employer has. What is a qualified employee entitled to under […]
In recent years, there has been a negative response to employment laws. Some employers have been working to try and reduce the legal protections given to workers in the name of higher profits. Employment laws were put in place to protect workers from wrongdoing by their employers. Without those statutes, workers would be vulnerable to […]
The attorneys at Brown & Fortunato, P.C. are licensed by the Supreme Court of Texas. Some of the Attorneys are licensed in other states as noted in the attorney profiles. Except where noted, they are not certified by the Texas Board of Legal Specialization.
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